Were You Charged for a ‘Free’ Food Delivery Fee? status of any class action settlement claim. As an open-to-the-public, not-for-profit institution, our unique focus is on you, the consumer. If qualifications are not met, all balances earn 0.01% APY. Additionally, customers’ own banks may also charge a fee when they use an out-of-network ATM, with an average cost of $3.02. Plus, Consumers Credit Union offers some amazing perks that make it a strong contender for the the top of any free checking account list. WHAT CAN YOU CLAIM We tell you about cash you can claim every week! This reimbursement often occurs automatically at the end of the customer’s statement cycle, by crediting the customer for any ATM fees paid over the month. We have major branch offices in Knoxville, Johnson City, Greeneville, Morristown, Mosheim and Jefferson City, Tennessee. Visa ® Check Card/Visa ® Credit Card Replacement card fee of $5.00 per card, for lost or stolen card.