Covers the difference in price between a qualifying purchase and a printed advertisement for the exact item for less at any retail store within 60 days of the original purchase date, if the claim is made within 10 days of the printed advertisement. See, Wells Fargo Propel American Express® card, The best credit cards for dining out, taking out and ordering in, 1.5 cents each toward the cost of airfare, The ultimate guide to credit card application restrictions, Blue Cash Preferred® Card from American Express. See important exclusions below (on page 2 if printed). That rate goes up even higher to 1.75 cents per point if you spend $50,000 in a calendar year on the Visa Signature. We may receive compensation when you click on links to those products. Eligibility for introductory rate(s), fees, and bonus rewards offer. As mentioned, none of these Wells Fargo cards have an annual fee. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. To find out what may have changed, call 1-800-642-4720. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. It also comes with cellphone protection, purchase protection and an extended warranty. Benefit may be used in event of theft; damage due to fire, vandalism, or accidentally discharged water; or certain weather conditions. You can also redeem your points for cash, as well as donate, transfer and gift them. Wells Fargo issues cards under a total of 22 IIN numbers including this one, so some card numbers issued by Wells Fargo may start with IIN numbers from one of these other ranges. After that, up to 5% for each balance transfer, with a minimum of $5. Visit GoFarRewards.wf.com to learn more about rewards. If you are charged interest, the charge will be no less than $1.00. In those cases the hotel may or may not provide a substitute benefit of equal value. Visit wellsfargo.com/signature to learn more about travel benefits and features. Featured photo by Eric Helgas for The Points Guy. Payments made in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower ones. For complete coverage benefits and exclusions regarding this protection, go to www.wellsfargo.com/ctp.Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. Contact Wells Fargo for details. Learn More. Now let’s take a closer look at each of these cards. All Wells Fargo general rewards cards are part of the Go Far Rewards program. Simplicity has its benefits. This benefit does not cover cell phones that are lost (i.e. Beginning of popup Notice. Terms apply to the offers listed on this page. If you do not do so, your requests for certain services such as balance transfers, Wells Fargo Online and ATM access may be delayed and you may be denied access to your account. Also known as credit line, this is the maximum amount you can carry as the balance on your credit card. This card automatically comes with Go Far Rewards and there is no need to sign up. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Visa Signature® Card. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. This APR will vary with the market based on the U.S. Prime Rate. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Price Protection. We may use any means to contact you and this may include contact from companies working on our behalf to service your accounts. Please Select Your Card < > Cancel. 3% Balance transfer fee. We review the information provided on your application and other information about your creditworthiness. The minimum dollar amount that must be paid each month before the payment due date. Opens in a new window. Please view our advertising policy page for more information. $12.50 if the total of overdraft protection advances for the day is $50 or less;$20 if the total of overdraft protection advances for the day is greater than $50. The Bank is authorized to verify or check any of the information given, to obtain credit reports on you and to make Overdraft Protection advances if you requested that feature. Why we really like this card: The 3x bonus categories — travel, dining, gas stations and popular streaming services — are well-suited to people who are looking to maximize rewards from common everyday purchases. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum to the Go Far® Rewards Program Terms and Conditions for the Wells Fargo Visa Signature® Card for details. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Plus, as we mentioned above, if you combine this card with the Wells Fargo Visa Signature Card, you can really maximize your airfare redemptions. These are some of the best cash back credit cards that aren’t flashy and don’t come with huge premium perks but are excellent for its earning potential and ease of use. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 month period. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege. You authorize the Bank to obtain information from others to investigate your credit, employment and income history and state records including state employment security agency records and to report information regarding your account to consumer reporting agencies. Wells Fargo only allows you to earn one sign-up bonus every 15 months across all its credit cards. View the complete Go Far® Rewards Program Terms and Conditions. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. Wells Fargo is often overlooked when it comes to their lineup of credit cards. Refer to the Consumer Credit Card Customer Agreement and Disclosure Statement for details. However, with the recent changes, Chase Freedom Unlimited® has gotten a slightly higher signup bonus and 5% back on Lyft rides until March 31, 2022. For airline ticket redemptions, the number of points required to be redeemed is equivalent to the ticket costs divided by 0.015, rounded up to the nearest whole point. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Intro Purchase and Balance Transfer APR:0% Intro APR for 12 months You understand and agree that you will be liable for payment of all amounts owing on the account. If you do not qualify for the product or pricing requested or for the lowest pricing offered, you authorize the Bank to grant you the product and pricing for which you do qualify. Would-be cardholders might scoff at a mere one point per dollar on general purchases, but the Wells Fargo Visa Signature credit card tries to make up for it by giving you the ability to earn an additional four points per dollar spent at gas stations, grocery stores and drugstores for the first six months (for a total of five points per dollar). Important Credit Terms. They fly under the radar, but our favorite Wells Fargo credit cards can make a lot of sense for most consumers. Availability may be affected by your mobile carrier’s coverage area. And if you’re an advanced credit card user, you can get even more value from your points by combining the Wells Fargo Visa Signature Card and the Wells Fargo Propel American Express. Related reading: The best credit cards for dining out, taking out and ordering in. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. The easy cash redemption from Wells Fargo ATMs makes for a neat perk too. Eligible items can be replaced, repaired, or reimbursed for the first 90 days after purchase in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions. Benefit is paid at Benefit Administrator's discretion. Items must be purchased entirely with an eligible Wells Fargo Visa Signature® card and/or rewards program associated with your covered account. The purchase of goods or services from a merchant in connection with your use of this site or Visa Signature Concierge, including any reservation or booking completed by Visa Signature Concierge at your request ("Service"), is solely between you and the respective merchant, and neither Wells Fargo nor Visa is a party to the purchase. Phone (907) 543-3875 Website www.wellsfargo.com. Coverage in excess of any other coverage and receipt and other documentation is needed. Please view our advertising policy page for more information. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12 month period. For details on other options, please visit www.wellsfargo.com/checking/overdraft-services/. Wells Fargo Visa Signature ® Card Terms and Conditions. However, once you carry the Wells Fargo Visa Signature Card, you have the ability to redeem all your Go Far Rewards points — including those earned with other Wells Fargo credit cards — for 1.5-1.75 cents each toward airfare. Upon submitting the online application, you will receive the status of your application on the confirmation page and we will send you a confirmation email.